Wage Garnishment
You work hard for your wages. However the money you make to take care of yourself and your loved ones can be taken away if you owe unpaid debts. In California, certain creditors can garnish your wages, requiring your employer to take a large portion of your paycheck and put it straight into the hands of those creditors. When that occurs, your ability to support your loved ones is threatened, making an already challenging financial situation even worse, as you fall even more behind in your responsibilities.
If you are threatened with or living under the debilitating burden of a wage garnishment, there is hope. At the Law Offices of Thomas K. McKnight, we know the stress, anxiety, and challenges that follow a wage garnishment. Fiercely committed to the well-being of our Southern California clients and their loved ones, we use our experience and persistence to resolve and eliminate wage garnishments and position clients for brighter futures.
Who Can Garnish Your Wages?
A wage garnishment is an order from a court or a government agency sent to your employer requiring them to withhold a particular amount from every paycheck and send those funds directly to your creditor. However, California legislation puts limitations on who can garnish your wages and how much can be drawn from each paycheck.
If you owe child support or spousal maintenance, as much as half of your disposable income (the amount you get after your employer pays applicable taxes) can be garnished to satisfy those obligations. For student loans, as much as 15 percent of your disposable income from each paycheck can be diverted to the lender. The amount that can be garnished for unpaid taxes can vary depending on a number of factors, and multiple garnishments can decrease your wages even more.
We Can Help Ease the Burden of a Wage Garnishment
Fortunately, California legislation prevents employers from firing a worker due to a wage garnishment. However, that doesn't make life easier if your take-home pay no longer meets your needs and responsibilities.
If you are experiencing wage garnishment or have other issues associated with overwhelming debt, we are prepared to assist you. Please call the Law Offices of Thomas K. McKnight today at 1-800-466-7507 to organize a free initial consultation. We look forward to assisting you.
For more information about Wage Garnishment in Westminster, California, contact Thomas K. McKnight LLP at (800) 466-7507 or visit our website at TKMLLP.Com for a free consultation!